Finorify vs Moatly
Updated September 7, 2026. Moatly is the iPhone value-investing app at getmoatly.com.
You want the company behind the ticker. The question is how you start.
Moatly starts with a 4M framework: Meaning, MOAT, Management, and Margin of Safety. Their public pitch is institutional-grade value investing on iPhone, with three valuation methods and MoatlyAI that already knows your watchlist.
Finorify starts with the filings. You open one US ticker on web, iOS, or Android. Revenue, earnings, cash, and margins show up as charts. A quality scorecard summarizes the picture. A simple DCF asks whether today’s price already assumes a perfect future. Help sheets sit on the words you are still learning. That is the fundamental analysis app job.
A Tuesday night in Moatly
You score Meaning, MOAT, Management, and Margin of Safety. Then you cross-check intrinsic value, 10-CAP, and payback time. An AI tutor can talk about the names you already follow. That is a full value-investing desk on iPhone. Android is still on their waitlist.
A Tuesday night in Finorify
You pick a name you already buy from. You read several years of revenue, then cash. You open the scorecard. You open the DCF last. You write two sentences: how the business earns, and whether today’s price looks high. That is enough to understand a stock before you buy it. The same watchlist follows you to the browser.
People open Moatly when
- They already think in moats, owner-operators, and margin of safety, and want those four scores on every name.
- They want three valuation methods sitting next to each other.
- They work mainly on iPhone and want an AI tutor tied to the watchlist.
People open Finorify when
- They want filing charts, a scorecard, and a DCF they can walk through on web or phone.
- They are still learning the language and want help sheets on the chart.
- They want a first pass they can finish tonight, then decide later if they also want moat scores.
A lot of people will use both. Finish the first pass here, then open a 4M framework if you also want moat and management scores. We leave Moatly’s prices to getmoatly.com. Finorify is free to start. Pro is $9.99 a month or $99.99 a year. Also see vs Stock Analyzer if you want the letter-grade split, or vs Barebone if you want a long AI brief.